{"id":2032,"date":"2022-03-23T11:20:50","date_gmt":"2022-03-23T11:20:50","guid":{"rendered":"https:\/\/www.bbadvocats.com\/2022\/03\/23\/new-court-ruling-on-mortgage-origination-fees\/"},"modified":"2025-12-10T18:10:56","modified_gmt":"2025-12-10T18:10:56","slug":"new-court-ruling-on-mortgage-origination-fees","status":"publish","type":"post","link":"https:\/\/www.bbadvocats.com\/en\/2022\/03\/23\/new-court-ruling-on-mortgage-origination-fees\/","title":{"rendered":"New court ruling on mortgage origination fees"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;31px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>The Court of Las Palmas has annulled the notary and land registry fees in the constitution of a mortgage signed with Bankia.<\/p>\n<p>The ruling of the Fourth Section &#8211; which is competent to resolve appeals on general contracting conditions &#8211; states that &#8220;the clauses of mortgage loans that attribute to customers the payment of all the Notary and Land Registry fees&#8221; are null and void, detailing that the bank must reimburse customers not half but all the costs they have paid for these items.<\/p>\n<p>&#8220;Given that both the formalization of the public deed before a notary and the registration of the mortgage guarantee in the Land Registry are carried out in the exclusive interest of the Bank, it is the Bank that must bear these expenses&#8221;, adds the sentence.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Court of Las Palmas has annulled the notary and land registry fees in the constitution of a mortgage signed with Bankia. The ruling of the Fourth Section &#8211; which is competent to resolve appeals on general contracting conditions &#8211; states that &#8220;the clauses of mortgage loans that attribute to customers the payment of all [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-2032","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New court ruling on mortgage origination fees - B&amp;B Advocats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbadvocats.com\/en\/2022\/03\/23\/new-court-ruling-on-mortgage-origination-fees\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New court ruling on mortgage origination fees - B&amp;B Advocats\" \/>\n<meta property=\"og:description\" content=\"The Court of Las Palmas has annulled the notary and land registry fees in the constitution of a mortgage signed with Bankia. 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